Do you know that for only about the equivalent of 1%* more interest than the rate you are now paying on your mortgage you can arrange to have your home go to your family free and clear of debt if you should not live to complete payment? For this small additional Payment you can purchase Mortgage Insurance sufficient at the times to pay off the remaining balance of your mortgage. When a personal loan is obtained, many lending institutions automatically include insurance in the amount of the loan on the life of the borrower as part of the transaction. Doesn't it make sense to make the same provision on a mortgage, the largest and longest-running debt most of us will ever incur ? If you have an unprotected mortgage, just return the enclosed card for complete information-there is no obligation. *Age 35-older ages only slightly higher.